News

18
Sep

House Spending Bill Includes a Federal Employee Pay Freeze

House Spending Bill Includes a Federal Employee Pay Freeze Late summer signifies the start of budget discussions for the 2019 fiscal year. Along with discussing hot-button issues like education spending and the investment in border security, elected officials are trying to determine if federal employees should receive a raise this year or if they should instate a federal employee pay

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10
Sep

The Art of Disciplined Investing

The Art of Disciplined Investing Often the least sexy advice is the right advice. It’s not exciting, but it will accomplish your goals. This goes for investing, too. Think of your portfolio as a farm. You’ll have good years and bad years, but if you focus on the important parts and don’t let yourself get distracted, you’ll reap the rewards

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6
Sep

Hey, Millennials. Life Insurance Is Now 80% Off!

Hey, Millennials. Life Insurance Is Now 80% Off! So many people get down on Millennials, telling them they are doing just about everything wrong. That’s why when Life Happens and LIMRA did a joint Twitter chat for Life Insurance Awareness Month #LIAM18Chats, people had a lot of good insight and some great advice for Millennials about how to think about

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5
Sep

What’s Really Going to Happen When Social Security Runs Out of Money

What’s Really Going to Happen When Social Security Runs Out of Money One of the hottest topics in retirement income planning over the past several years has been how to help individuals strategize on their Social Security claiming decisions. Source: Retirement Researcher What’s Really Going to Happen When Social Security Runs Out of Money

1
Sep

Congratulations. You’re going to live a lot longer than you think. Good for you. Maybe not so good for your wallet.

Congratulations. You’re going to live a lot longer than you think. Good for you. Maybe not so good for your wallet. According to the Actuaries’ LongevityIllustrator.org website, a 65-year-old has a 50% chance of reaching the age of 94. That 65-year-old has a 25% chance of reaching the ripe young age of 99. Now, the Actuaries’ LongevityIllustrator.org goes on to

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1
Sep

5 Signs You’re Ready to Retire

5 Signs You’re Ready to Retire You are nearing the average retirement age and each day it becomes closer and closer. The question is, are you ready to retire? Check out these 5 signs you’re ready to retire. Your Savings Exceeds Your Retirement Goals: At one time or another, you sat down and made an investment plan so you could

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1
Sep

Danica Says It Best: Life Insurance Is Key on Your Financial Journey

Danica Says It Best: Life Insurance Is Key on Your Financial Journey It’s Life Insurance Awareness Month! And we will just step aside to let our spokesperson Danica Patrick tell you why life insurance has always been important to her—and why it should be for you, too. If you think you may need life insurance, or more of it, spend

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31
Aug

Are the Markets New Highs the Current Worry?

Are the Markets New Highs the Current Worry? There are a handful of times a year when certain events precipitate a market drop. So much so, that we feel it is helpful to provide perspective on why investing in the stock market is a great way to help you build your asset base so when you retire you can better

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28
Aug

Are Your FERS, TSP, and Social Security Accounts Indexed for Inflation?

Are Your FERS, TSP, and Social Security Accounts Indexed for Inflation? There are multiple factors to consider when saving for your federal retirement. You want to enjoy your life now, but you also need to make sure you have enough saved once you leave public service. Once you’re finally ready to retire, you have to consider what to withdraw, when

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21
Aug

Frequently Asked Medicare Questions

Frequently Asked Medicare Questions We get a lot of questions from clients and non-clients about what Medicare is and what it covers. Here are our answers to the Medicare questions we get the most. What is the difference between Medicaid and Medicare? Medicare is a federally funded health insurance program. The program primarily covers people who are either age sixty-five

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